Financial information

Expenses and fees for 2008-09

Fall or Spring SST ...... $14,850
Summer SST (attended full time both fall and spring) ...... $11,910
Summer SST (attended full time fall or spring) ...... $13,380
Summer SST (did not attend full time fall or spring) ...... $14,850

There will be an extra cost for Germany, China & Peru SST units.

¹ No additional cost for May term for students who are registered full-time, living on-campus, and with a meal plan at Goshen College in both fall and spring semesters. All others, including Brethren College Abroad students and those in off-campus courses through other agencies, pay the charges listed below for May term. Additional costs for May term meals may apply if student was not in full board both fall and spring.

² Single-room charges are $500 additional per semester.
Kratz, Miller, Yoder residence halls - $1,975/semester
Kulp junior/senior floors - $1,900/semester
All small group housing - $2,175/semester
Individual apartment complex units - $2,375/semester

³Other meal plan options –
14 meals per week at $1,625/semester, 80 meals per semester at $920/semester, 45 meals per semester at $530/semester.

Add the following estimates to the above fixed costs: books and supplies - $890; personal expenses (i.e., health insurance, recreation, laundry, pocket money, etc.) - $1,100; transportation - variable.

Other tuition rates

Adult programs comprehensive fee ...... $14,000
(tuition, books, fees for entire program)
Transition to Teaching program
Elementary education ...... $10,000
Secondary education ...... $7,500

Part-time fall and spring enrollment charges (applied music surcharge additional)
One credit hour ...... $550
Two credit hours ...... $850
Three credit hours ...... $1,200
Four credit hours ...... $1,600
Five credit hours ...... $2,050
Six-to-eleven hours (and May term part time) (per credit hour) ...... $890
Extra hours above 15 (per credit hour) ...... $550
Full- and part-time: Independent study, per credit hour (tutoring) ...... $890
Independent study, per credit hour (honors thesis) ...... $715
Independent study, per credit hour (readings) ...... $550
Summer session: ...... $1,600

Other surcharges and special fees

Applied music surcharge (students enrolled for six or more hours) ...... $280
Applied music surcharge (students enrolled in less than six hours) ...... $395
Applied drama surcharge ...... $140
Audit fee, per hour ...... $170
Credit by examination per hour ...... $140
Credit for experience per hour ...... $160
Credit through Voluntary Service per hour ...... $140
Early enrollment tuition, per credit hour ...... $290
Examination out of schedule ...... $30
Late arrival for check-in ...... $50
Late payment (payment received after due date) ...... $50
Special payment arrangement (arrangements other than the standard payment plans) ...... $75
Yearbook ...... $35
Transcripts of credit (after first) ...... $4
(Transcripts are released only after all accounts are paid in full)
GC Student Health and Accident Insurance Program

Single student per year ...... $626
Major Medical ...... $163
Spouse per year ...... $1,196
Each dependent child per year ...... $1,010

Finance charges

Interest of 12 percent annually (1 percent per month) will be levied against charges unpaid 30 days after statements are issued. Delinquent accounts may be sent to a collection agency. The student is responsible for all collection costs.

Standard payment plans

Final payment due dates

• Fall Term - August 14, 2008
• Spring Term - December 18, 2008
• May Term - April 29, 2009 (first day of classes)
• Summer Term - May 26, 2009 (first day of classes)

Plan #1 Payment in full. Any payment not received by the due date is subject to the $50 late payment penalty. For more information on payment methods, including online payments, visit www.goshen.edu/accounting.

Plan #2 Monthly Payment Plan: Contracts may be arranged with our outside agency for a low-cost monthly payment program to extend throughout the year. The cost of the annual plan is $45. There are no interest charges. Contact the accounting office for information, or visit www.goshen.edu/accounting for information.

To avoid a $50 late payment fee, enroll in one of the payment plans by the final payment due date. Students may not go through final check-in until payment requirements are met under one of these plans.

Tuition, fees, expenses and payment due dates can be found on links from the accounting office web page (www.goshen.edu/accounting) or from this expense sheet brochure. This information along with the financial aid information received in the Financial Aid award letter can be used to determine payment requirements. Student account information, including estimated billings, can be found on GC Online. Please use this information to plan adequately and meet payment requirements for the 2008-09 year.

Note: Delinquent accounts may be referred to a collection agency at any time after the account is 120 days past due. Collection costs on referred accounts are charged to the student and added to the balance due.

Refund policies and procedures

The following tuition refund procedures apply to students who withdraw or are dismissed from the institution, change status from full time to part time, or reduce hours as a part-time student. Room and board refund rates apply to students who withdraw, are dismissed, or change from resident to commuter status.

Voluntary withdrawal

Students who withdraw completely from the college initiate the process by contacting counseling services. Official contacts must also be made with the academic adviser, registrar, resident director (if residence-hall student), accounting office and student financial aid office. Students who reduce their hours of enrollment must contact their academic adviser and the registrar. Students with changes in housing or food-service contracts must contact the dean of students and dining service. To receive credit for the unused board contract, the student’s ID and any unused munch money must be returned to the dining hall, and the dean of students must be informed.

Involuntary withdrawal

The registrar’s office establishes the last date of attendance for students who stop attending classes without following withdrawal procedures by contacting teachers, the student’s adviser and residence life personnel. Information obtained from these persons will be used to document the last date of attendance.

Prorated refund policies

From the day of registration through the first week of classes (drop/add period), the student will receive a 100 percent refund on tuition. The refund percentage for the rest of the semester follows the federal regulations for refunding financial aid. From the eighth day of the semester, the refund percentage is calculated by counting the number of days left in the semester, divided by the total number of days in the semester. As in the federal formula, weekends and breaks are also counted except for scheduled breaks of at least five consecutive days. There is no refund after the last day to withdraw with a “W” which is when 60 percent of the semester is completed. A day-by-day refund schedule is posted in the accounting office and at http://www.goshen.edu/financialaid/cf_refundpolicy.php

Room and board refund rates, following day one of a given term, are prorated daily until the last date to withdraw with a “W.” No refunds are given after the “W” date. Refund rates for students enrolled in the May term only are the same as those listed above, but the 100-percent refund rate applies only to days 1 and 2 (drop/add period).

A student financial aid recipient will have earned aid according to the formula listed above. Exceptions are during the 100 percent refund period, where no aid is earned since no costs are incurred. The full formula for determining the amount of Title IV federal aid that is earned, and how unearned portions are returned to the federal programs is outlined in CFR 668.22. Institutional aid earned is calculated according to the same procedures, with the exception that any credit left on the student’s account after the refund listed above will first pay back any current year loan owed to Goshen College.

Withdrawal and refund policy for reservists called to active duty

See the Academic policies and requirements section of the catalog.